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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,566 | $96,678-58.0% | $86,640-53.2% | $139,466-70.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 22.85% | 106.69%-83.8pp | 592.52%-569.7pp | 373.66%-350.8pp |
| Employer contribution / active EE | $9,773 | $3,265+199.3% | $3,024+223.1% | $4,754+105.6% |
| Participant deferral / active EE | $12,280 | $4,837+153.9% | $4,438+176.7% | $6,712+83.0% |
| Admin fee / account holder | $307 | $6,410-95.2% | $5,616-94.5% | $11,409-97.3% |