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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,566 | $96,643-58.0% | $86,617-53.2% | $139,456-70.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 22.85% | 106.57%-83.7pp | 591.91%-569.1pp | 373.45%-350.6pp |
| Employer contribution / active EE | $9,773 | $3,264+199.4% | $3,023+223.2% | $4,753+105.6% |
| Participant deferral / active EE | $12,280 | $4,835+154.0% | $4,437+176.8% | $6,711+83.0% |
| Admin fee / account holder | $307 | $6,406-95.2% | $5,613-94.5% | $11,407-97.3% |