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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,665 | $100,805-88.4% | $86,698-86.5% | $134,532-91.3% |
| Participation rate | 72.7% | 79.0%-6.2pp | 76.6%-3.9pp | 81.2%-8.5pp |
| Annual return | -18.42% | 29.09%-47.5pp | 35.95%-54.4pp | 418.27%-436.7pp |
| Employer contribution / active EE | $1,436 | $3,490-58.9% | $2,837-49.4% | $4,741-69.7% |
| Participant deferral / active EE | $1,879 | $5,339-64.8% | $4,656-59.7% | $6,401-70.6% |
| Admin fee / account holder | $1,607 | $10,925-85.3% | $7,493-78.5% | $11,429-85.9% |