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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,986 | $112,131-90.2% | $95,964-88.6% | $158,982-93.1% |
| Participation rate | 91.7% | 79.0%+12.7pp | 77.1%+14.6pp | 82.0%+9.7pp |
| Annual return | 35.12% | 171.19%-136.1pp | 91.64%-56.5pp | 302.99%-267.9pp |
| Employer contribution / active EE | $2,214 | $3,199-30.8% | $2,541-12.9% | $4,763-53.5% |
| Participant deferral / active EE | $3,215 | $4,784-32.8% | $4,167-22.9% | $5,983-46.3% |
| Admin fee / account holder | $912 | $10,136-91.0% | $6,797-86.6% | $11,252-91.9% |