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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,388 | $103,392-95.8% | $87,104-95.0% | $152,897-97.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 0.00% | 28.10%-28.1pp | 28.19%-28.2pp | 345.43%-345.4pp |
| Employer contribution / active EE | $2,247 | $3,221-30.2% | $2,521-10.9% | $4,764-52.8% |
| Participant deferral / active EE | $3,196 | $4,778-33.1% | $4,048-21.1% | $5,851-45.4% |
| Admin fee / account holder | $571 | $12,194-95.3% | $7,491-92.4% | $11,599-95.1% |