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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,500 | $86,949-71.8% | $102,460-76.1% | $80,959-69.7% |
| Participation rate | 77.8% | 72.4%+5.4pp | 76.5%+1.3pp | 67.7%+10.1pp |
| Annual return | 45.93% | 18.89%+27.0pp | 29.47%+16.5pp | 35.67%+10.3pp |
| Employer contribution / active EE | $1,601 | $2,370-32.4% | $3,025-47.1% | $2,757-41.9% |
| Participant deferral / active EE | $2,108 | $4,121-48.9% | $5,056-58.3% | $4,300-51.0% |
| Admin fee / account holder | $816 | $8,048-89.9% | $9,460-91.4% | $6,925-88.2% |