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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,536 | $211,105-85.5% | $178,449-82.9% | $145,978-79.1% |
| Participation rate | 85.7% | 80.8%+4.9pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 18.06% | 30.19%-12.1pp | 27.09%-9.0pp | 550.52%-532.5pp |
| Employer contribution / active EE | $779 | $4,569-83.0% | $3,951-80.3% | $4,662-83.3% |
| Participant deferral / active EE | $1,385 | $6,959-80.1% | $6,277-77.9% | $6,690-79.3% |
| Admin fee / account holder | $1,122 | $12,017-90.7% | $10,362-89.2% | $13,400-91.6% |