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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,678 | $117,433-81.5% | $99,475-78.2% | $152,897-85.8% |
| Participation rate | 80.0% | 77.5%+2.5pp | 73.8%+6.2pp | 82.5%-2.5pp |
| Annual return | 0.00% | 31.87%-31.9pp | 30.72%-30.7pp | 345.43%-345.4pp |
| Employer contribution / active EE | $570 | $3,013-81.1% | $2,540-77.6% | $4,764-88.0% |
| Participant deferral / active EE | $941 | $4,086-77.0% | $3,619-74.0% | $5,851-83.9% |
| Admin fee / account holder | $4,097 | $7,634-46.3% | $6,252-34.5% | $11,599-64.7% |