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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,811 | $115,225-92.4% | $100,712-91.3% | $138,895-93.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 21.41% | 40.35%-18.9pp | 33.27%-11.9pp | 145.39%-124.0pp |
| Employer contribution / active EE | $1,642 | $2,771-40.7% | $2,313-29.0% | $4,194-60.8% |
| Participant deferral / active EE | $3,134 | $4,699-33.3% | $4,085-23.3% | $6,396-51.0% |
| Admin fee / account holder | $3,599 | $10,844-66.8% | $9,256-61.1% | $12,562-71.3% |