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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,153 | $102,663-90.1% | $86,216-88.2% | $139,466-92.7% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.0%+6.0pp | 80.3%-5.3pp |
| Annual return | 25.77% | 1924.52%-1898.7pp | 1169.42%-1143.6pp | 373.66%-347.9pp |
| Employer contribution / active EE | $2,018 | $3,035-33.5% | $2,382-15.3% | $4,754-57.5% |
| Participant deferral / active EE | $3,744 | $4,677-20.0% | $3,986-6.1% | $6,712-44.2% |
| Admin fee / account holder | $2,352 | $8,663-72.8% | $6,853-65.7% | $11,409-79.4% |