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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,261 | $95,453-74.6% | $112,040-78.3% | $82,448-70.6% |
| Participation rate | 81.1% | 72.8%+8.4pp | 76.5%+4.6pp | 68.1%+13.1pp |
| Annual return | 18.66% | 23.92%-5.3pp | 24.52%-5.9pp | 41.64%-23.0pp |
| Employer contribution / active EE | $2,414 | $2,318+4.1% | $2,954-18.3% | $2,551-5.4% |
| Participant deferral / active EE | $5,209 | $4,224+23.3% | $5,098+2.2% | $4,139+25.8% |
| Admin fee / account holder | $1,246 | $9,013-86.2% | $12,098-89.7% | $7,234-82.8% |