Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,726 | $103,024-88.6% | $112,040-89.5% | $79,634-85.3% |
| Participation rate | 60.3% | 80.6%-20.3pp | 76.5%-16.2pp | 62.5%-2.2pp |
| Annual return | 44.83% | 17.60%+27.2pp | 24.52%+20.3pp | 36.46%+8.4pp |
| Employer contribution / active EE | $1,098 | $3,015-63.6% | $2,954-62.8% | $2,529-56.6% |
| Participant deferral / active EE | $2,591 | $5,233-50.5% | $5,098-49.2% | $3,835-32.4% |
| Admin fee / account holder | $605 | $465+30.1% | $12,098-95.0% | $1,002-39.6% |