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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,347 | $169,161-75.6% | $129,295-68.0% | $145,959-71.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 11.57% | 14348.07%-14336.5pp | 9429.28%-9417.7pp | 561.95%-550.4pp |
| Employer contribution / active EE | $0 | $5,543-100.0% | $4,157-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $41,679 | $4,989+735.4% | $4,169+899.7% | $6,689+523.1% |
| Admin fee / account holder | $7,256 | $9,878-26.5% | $7,665-5.3% | $13,398-45.8% |