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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $136,229 |
WINDES, INC.1 year Filed as: WINDES Service code 16 · EIN 95-3001179 | Consulting | $13,100 |
Filed as: LOCKTON RETIREMENT Service code 53 · EIN 20-8874282 | Insurance Commissions | $11,250 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,938 | $127,481-49.8% | $149,730-57.3% | $90,274-29.2% |
| Participation rate | 96.4% | 78.2%+18.2pp | 82.5%+13.9pp | 73.4%+23.1pp |
| Annual return | 16.29% | 57.78%-41.5pp | 276.70%-260.4pp | 53.97%-37.7pp |
| Employer contribution / active EE | $2,257 | $3,448-34.5% | $4,645-51.4% | $2,523-10.5% |
| Participant deferral / active EE | $8,037 | $6,975+15.2% | $6,843+17.5% | $4,231+90.0% |
| Admin fee / account holder | $74 | $152-51.1% | $9,310-99.2% | $114-34.9% |