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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,382 | $68,412-52.7% | $94,679-65.8% | $75,181-56.9% |
| Participation rate | 58.3% | 76.1%-17.7pp | 80.8%-22.5pp | 67.2%-8.9pp |
| Annual return | 42.31% | 616.91%-574.6pp | 156.75%-114.4pp | 160.69%-118.4pp |
| Employer contribution / active EE | $2,361 | $2,701-12.6% | $3,673-35.7% | $2,671-11.6% |
| Participant deferral / active EE | $9,383 | $6,537+43.5% | $7,417+26.5% | $4,126+127.4% |
| Admin fee / account holder | $4,579 | $5,326-14.0% | $7,233-36.7% | $5,650-19.0% |