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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,217 | $59,116-67.5% | $86,438-77.8% | $68,486-71.9% |
| Participation rate | 57.1% | 75.2%-18.1pp | 80.3%-23.2pp | 67.9%-10.8pp |
| Annual return | 11.54% | -0.23%+11.8pp | 4397.19%-4385.7pp | -7.85%+19.4pp |
| Employer contribution / active EE | $1,703 | $2,519-32.4% | $3,769-54.8% | $2,597-34.4% |
| Participant deferral / active EE | $6,771 | $5,902+14.7% | $6,952-2.6% | $4,028+68.1% |
| Admin fee / account holder | $3,621 | $5,639-35.8% | $6,733-46.2% | $5,404-33.0% |