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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,529 | $183,627-62.7% | $155,602-56.0% | $145,978-53.1% |
| Participation rate | 36.8% | 82.7%-45.8pp | 78.2%-41.4pp | 80.3%-43.5pp |
| Annual return | 13.94% | 61.32%-47.4pp | 64.81%-50.9pp | 550.52%-536.6pp |
| Employer contribution / active EE | $925 | $5,316-82.6% | $4,675-80.2% | $4,662-80.2% |
| Participant deferral / active EE | $4,179 | $6,466-35.4% | $5,629-25.8% | $6,690-37.5% |
| Admin fee / account holder | $268 | $19,327-98.6% | $15,923-98.3% | $13,400-98.0% |