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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,982 | $209,425-82.3% | $178,499-79.3% | $158,966-76.7% |
| Participation rate | 40.0% | 86.4%-46.4pp | 81.9%-41.9pp | 82.0%-42.0pp |
| Annual return | 20.76% | 188.80%-168.0pp | 151.10%-130.3pp | 302.95%-282.2pp |
| Employer contribution / active EE | $871 | $5,707-84.7% | $5,011-82.6% | $4,762-81.7% |
| Participant deferral / active EE | $4,303 | $5,955-27.7% | $5,202-17.3% | $5,983-28.1% |
| Admin fee / account holder | $154 | $17,078-99.1% | $13,986-98.9% | $11,250-98.6% |