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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,473 | $76,634-56.3% | $56,054-40.3% | $145,978-77.1% |
| Participation rate | 47.4% | 63.2%-15.9pp | 52.5%-5.1pp | 80.3%-32.9pp |
| Annual return | 25.50% | 3004.33%-2978.8pp | 1705.95%-1680.4pp | 550.52%-525.0pp |
| Employer contribution / active EE | $1,117 | $1,380-19.1% | $1,039+7.5% | $4,662-76.0% |
| Participant deferral / active EE | $4,026 | $2,622+53.5% | $1,952+106.2% | $6,690-39.8% |
| Admin fee / account holder | $87 | $3,321-97.4% | $2,822-96.9% | $13,400-99.4% |