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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,473 | $76,522-56.3% | $56,033-40.3% | $145,884-77.1% |
| Participation rate | 47.4% | 63.2%-15.9pp | 52.5%-5.1pp | 80.3%-32.9pp |
| Annual return | 25.50% | 3014.28%-2988.8pp | 1711.38%-1685.9pp | 551.85%-526.3pp |
| Employer contribution / active EE | $1,117 | $1,382-19.2% | $1,041+7.3% | $4,662-76.0% |
| Participant deferral / active EE | $4,026 | $2,624+53.4% | $1,954+106.0% | $6,690-39.8% |
| Admin fee / account holder | $87 | $3,328-97.4% | $2,827-96.9% | $13,392-99.4% |