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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,031 | $29,736+91.8% | $56,033+1.8% | $80,935-29.5% |
| Participation rate | 7.7% | 41.7%-34.0pp | 52.5%-44.8pp | 67.7%-60.0pp |
| Annual return | 12.76% | 35.28%-22.5pp | 1711.38%-1698.6pp | 35.66%-22.9pp |
| Employer contribution / active EE | $306 | $671-54.5% | $1,041-70.6% | $2,757-88.9% |
| Participant deferral / active EE | $931 | $1,228-24.2% | $1,954-52.4% | $4,299-78.4% |
| Admin fee / account holder | $919 | $2,434-62.2% | $2,827-67.5% | $6,924-86.7% |