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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,305 | $39,036-32.6% | $80,784-67.4% | $85,851-69.4% |
| Participation rate | 16.0% | 41.6%-25.6pp | 54.2%-38.2pp | 69.3%-53.3pp |
| Annual return | 20.96% | 26.31%-5.4pp | 87.31%-66.4pp | 318.63%-297.7pp |
| Employer contribution / active EE | $468 | $722-35.2% | $1,160-59.7% | $2,565-81.8% |
| Participant deferral / active EE | $1,650 | $1,326+24.4% | $2,145-23.1% | $3,952-58.3% |
| Admin fee / account holder | $1,769 | $2,429-27.2% | $3,380-47.7% | $6,261-71.7% |