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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,825 | $27,943+53.3% | $58,507-26.8% | $75,177-43.0% |
| Participation rate | 5.7% | 38.8%-33.1pp | 50.9%-45.2pp | 67.2%-61.5pp |
| Annual return | 19.81% | 44.22%-24.4pp | 4252.32%-4232.5pp | 160.75%-140.9pp |
| Employer contribution / active EE | $250 | $670-62.6% | $1,053-76.2% | $2,671-90.6% |
| Participant deferral / active EE | $954 | $1,202-20.6% | $1,922-50.4% | $4,126-76.9% |
| Admin fee / account holder | $4 | $1,727-99.8% | $2,486-99.9% | $5,651-99.9% |