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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,502 | $84,464-93.5% | $61,399-91.0% | $134,509-95.9% |
| Participation rate | 11.1% | 62.2%-51.1pp | 52.6%-41.5pp | 81.2%-70.1pp |
| Annual return | -16.37% | 585.06%-601.4pp | 338.81%-355.2pp | 418.13%-434.5pp |
| Employer contribution / active EE | $506 | $1,545-67.2% | $1,159-56.4% | $4,741-89.3% |
| Participant deferral / active EE | $545 | $2,818-80.7% | $2,124-74.3% | $6,400-91.5% |
| Admin fee / account holder | $3,940 | $2,587+52.3% | $2,131+84.9% | $11,427-65.5% |