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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,487 | $110,551-93.2% | $80,741-90.7% | $167,518-95.5% |
| Participation rate | 25.0% | 64.0%-39.0pp | 54.2%-29.2pp | 82.1%-57.1pp |
| Annual return | 30.69% | 120.57%-89.9pp | 87.30%-56.6pp | 478.71%-448.0pp |
| Employer contribution / active EE | $610 | $1,543-60.5% | $1,160-47.5% | $4,838-87.4% |
| Participant deferral / active EE | $831 | $2,870-71.0% | $2,145-61.3% | $6,342-86.9% |
| Admin fee / account holder | $469 | $4,547-89.7% | $3,380-86.1% | $12,312-96.2% |