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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,978 | $124,980-84.0% | $108,359-81.6% | $154,746-87.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 21.00% | 45.00%-24.0pp | 36.89%-15.9pp | 172.34%-151.3pp |
| Employer contribution / active EE | $2,986 | $2,851+4.7% | $2,399+24.4% | $4,379-31.8% |
| Participant deferral / active EE | $6,002 | $4,743+26.5% | $4,137+45.1% | $6,730-10.8% |
| Admin fee / account holder | $3,559 | $11,502-69.1% | $9,741-63.5% | $14,365-75.2% |