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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,229 | $154,228-37.0% | $145,433-33.1% | $137,256-29.2% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 17.59% | 74.59%-57.0pp | 66.58%-49.0pp | 220.34%-202.8pp |
| Employer contribution / active EE | $3,646 | $4,804-24.1% | $4,554-19.9% | $4,156-12.3% |
| Participant deferral / active EE | $7,866 | $8,216-4.3% | $7,897-0.4% | $6,407+22.8% |
| Admin fee / account holder | $2,500 | $14,344-82.6% | $13,129-81.0% | $12,270-79.6% |