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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,640 | $114,013-96.8% | $103,693-96.5% | $155,188-97.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 18.19% | 49.31%-31.1pp | 47.61%-29.4pp | 148.84%-130.6pp |
| Employer contribution / active EE | $372 | $3,131-88.1% | $2,920-87.3% | $4,248-91.2% |
| Participant deferral / active EE | $1,439 | $4,970-71.0% | $4,579-68.6% | $6,531-78.0% |
| Admin fee / account holder | $717 | $8,407-91.5% | $7,858-90.9% | $14,480-95.0% |