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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,363 | $29,670+39.4% | $56,054-26.2% | $80,911-48.9% |
| Participation rate | 53.1% | 41.7%+11.5pp | 52.5%+0.6pp | 67.6%-14.5pp |
| Annual return | 18.31% | 35.24%-16.9pp | 1705.95%-1687.6pp | 35.63%-17.3pp |
| Employer contribution / active EE | $1,061 | $670+58.5% | $1,039+2.1% | $2,756-61.5% |
| Participant deferral / active EE | $2,733 | $1,227+122.7% | $1,952+40.0% | $4,297-36.4% |
| Admin fee / account holder | $568 | $2,431-76.6% | $2,822-79.9% | $6,935-91.8% |