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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,670 | $27,936+27.7% | $58,561-39.1% | $75,173-52.5% |
| Participation rate | 36.7% | 38.8%-2.2pp | 50.9%-14.2pp | 67.2%-30.5pp |
| Annual return | 25.19% | 44.21%-19.0pp | 4251.33%-4226.1pp | 160.72%-135.5pp |
| Employer contribution / active EE | $809 | $670+20.9% | $1,053-23.2% | $2,671-69.7% |
| Participant deferral / active EE | $2,404 | $1,202+100.0% | $1,923+25.0% | $4,126-41.7% |
| Admin fee / account holder | $557 | $1,727-67.8% | $2,520-77.9% | $5,651-90.1% |