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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,628 | $109,905-86.7% | $98,506-85.2% | $167,553-91.3% |
| Participation rate | 60.0% | 75.8%-15.8pp | 73.3%-13.3pp | 82.1%-22.1pp |
| Annual return | 9.87% | 1960.20%-1950.3pp | 1494.92%-1485.1pp | 478.89%-469.0pp |
| Employer contribution / active EE | $1,234 | $3,226-61.8% | $2,961-58.3% | $4,840-74.5% |
| Participant deferral / active EE | $1,307 | $4,674-72.0% | $4,277-69.4% | $6,343-79.4% |
| Admin fee / account holder | $514 | $6,760-92.4% | $5,955-91.4% | $12,316-95.8% |