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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,880 | $103,038-94.3% | $90,324-93.5% | $152,909-96.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 234.07% | 95.25%+138.8pp | 78.15%+155.9pp | 345.46%-111.4pp |
| Employer contribution / active EE | $2,489 | $3,141-20.8% | $2,856-12.9% | $4,764-47.8% |
| Participant deferral / active EE | $2,550 | $4,282-40.4% | $3,885-34.4% | $5,851-56.4% |
| Admin fee / account holder | $1,747 | $6,177-71.7% | $5,356-67.4% | $11,601-84.9% |