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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,614 | $77,908-41.5% | $149,696-69.5% | $75,173-39.3% |
| Participation rate | 51.4% | 65.6%-14.2pp | 78.8%-27.3pp | 67.2%-15.8pp |
| Annual return | 20.92% | 31.73%-10.8pp | 134.46%-113.5pp | 160.72%-139.8pp |
| Employer contribution / active EE | $2,625 | $3,138-16.3% | $4,821-45.5% | $2,671-1.7% |
| Participant deferral / active EE | $4,678 | $3,411+37.1% | $5,682-17.7% | $4,126+13.4% |
| Admin fee / account holder | $532 | $5,950-91.1% | $13,212-96.0% | $5,651-90.6% |