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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,136 | $91,179-82.3% | $178,499-91.0% | $79,852-79.8% |
| Participation rate | 48.8% | 69.2%-20.4pp | 81.9%-33.1pp | 69.6%-20.8pp |
| Annual return | 0.00% | 24.19%-24.2pp | 151.10%-151.1pp | 31.72%-31.7pp |
| Employer contribution / active EE | $1,760 | $3,256-45.9% | $5,011-64.9% | $2,471-28.8% |
| Participant deferral / active EE | $2,617 | $3,236-19.1% | $5,202-49.7% | $3,740-30.0% |
| Admin fee / account holder | $405 | $6,749-94.0% | $13,986-97.1% | $5,306-92.4% |