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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,149 | $29,733-92.8% | $56,025-96.2% | $80,959-97.3% |
| Participation rate | 67.4% | 41.7%+25.7pp | 52.5%+14.9pp | 67.7%-0.3pp |
| Annual return | 15.02% | 35.28%-20.3pp | 1712.69%-1697.7pp | 35.67%-20.6pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $891 | $1,229-27.5% | $1,955-54.4% | $4,300-79.3% |
| Admin fee / account holder | $221 | $2,434-90.9% | $2,828-92.2% | $6,925-96.8% |