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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,303 | $86,298+12.8% | $111,308-12.6% | $85,847+13.3% |
| Participation rate | 97.6% | 73.3%+24.3pp | 77.3%+20.3pp | 69.3%+28.3pp |
| Annual return | 6.39% | 19.99%-13.6pp | 54.67%-48.3pp | 318.61%-312.2pp |
| Employer contribution / active EE | $3,675 | $2,044+79.8% | $2,732+34.5% | $2,565+43.2% |
| Participant deferral / active EE | $3,020 | $3,641-17.0% | $4,487-32.7% | $3,952-23.6% |
| Admin fee / account holder | $45,787 | $8,189+459.1% | $7,965+474.8% | $6,261+631.3% |