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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,874 | $80,992+34.4% | $96,534+12.8% | $75,173+44.8% |
| Participation rate | 77.1% | 71.8%+5.3pp | 76.0%+1.1pp | 67.2%+9.9pp |
| Annual return | 16.37% | 27.05%-10.7pp | 25.88%-9.5pp | 160.72%-144.3pp |
| Employer contribution / active EE | $1,178 | $2,283-48.4% | $2,965-60.3% | $2,671-55.9% |
| Participant deferral / active EE | $2,363 | $3,929-39.9% | $4,851-51.3% | $4,126-42.7% |
| Admin fee / account holder | $6,224 | $6,717-7.3% | $8,253-24.6% | $5,651+10.2% |