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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,532 | $138,114+77.8% | $125,391+95.8% | $134,545+82.5% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -14.30% | 750.88%-765.2pp | 572.41%-586.7pp | 418.37%-432.7pp |
| Employer contribution / active EE | $28,825 | $5,246+449.5% | $4,816+498.6% | $4,742+507.9% |
| Participant deferral / active EE | $14,583 | $7,801+86.9% | $7,448+95.8% | $6,401+127.8% |
| Admin fee / account holder | $1,685 | $11,570-85.4% | $10,009-83.2% | $11,431-85.3% |