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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,532 | $138,068+77.8% | $125,358+95.9% | $134,493+82.6% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -14.30% | 750.30%-764.6pp | 572.03%-586.3pp | 418.01%-432.3pp |
| Employer contribution / active EE | $28,825 | $5,244+449.7% | $4,814+498.8% | $4,740+508.1% |
| Participant deferral / active EE | $14,583 | $7,799+87.0% | $7,447+95.8% | $6,400+127.9% |
| Admin fee / account holder | $1,685 | $11,568-85.4% | $10,007-83.2% | $11,425-85.3% |