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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,974 | $165,351+13.1% | $149,710+24.9% | $158,931+17.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 264.30% | 348.19%-83.9pp | 276.63%-12.3pp | 302.86%-38.6pp |
| Employer contribution / active EE | $13,653 | $5,103+167.5% | $4,645+194.0% | $4,761+186.7% |
| Participant deferral / active EE | $13,000 | $7,181+81.0% | $6,842+90.0% | $5,982+117.3% |
| Admin fee / account holder | $815 | $10,807-92.5% | $9,309-91.2% | $11,247-92.8% |