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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,974 | $165,399+13.0% | $149,745+24.9% | $158,982+17.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 264.30% | 348.34%-84.0pp | 276.72%-12.4pp | 302.99%-38.7pp |
| Employer contribution / active EE | $13,653 | $5,105+167.5% | $4,646+193.9% | $4,763+186.7% |
| Participant deferral / active EE | $13,000 | $7,183+81.0% | $6,843+90.0% | $5,983+117.3% |
| Admin fee / account holder | $815 | $10,811-92.5% | $9,312-91.2% | $11,252-92.8% |