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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,297 | $154,193-46.6% | $130,045-36.7% | $139,466-41.0% |
| Participation rate | 94.4% | 82.0%+12.5pp | 78.5%+15.9pp | 80.3%+14.1pp |
| Annual return | 16.64% | 32.51%-15.9pp | -137.30%+153.9pp | 373.66%-357.0pp |
| Employer contribution / active EE | $2,474 | $5,292-53.2% | $4,321-42.8% | $4,754-48.0% |
| Participant deferral / active EE | $7,413 | $6,709+10.5% | $5,820+27.4% | $6,712+10.4% |
| Admin fee / account holder | $1,647 | $13,989-88.2% | $10,600-84.5% | $11,409-85.6% |