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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,652 | $162,785-51.7% | $133,959-41.3% | $158,950-50.5% |
| Participation rate | 78.6% | 83.2%-4.7pp | 79.8%-1.3pp | 82.0%-3.4pp |
| Annual return | 15.01% | 41.94%-26.9pp | 45.09%-30.1pp | 302.91%-287.9pp |
| Employer contribution / active EE | $2,103 | $4,975-57.7% | $3,919-46.3% | $4,762-55.8% |
| Participant deferral / active EE | $5,049 | $5,910-14.6% | $5,0470% | $5,983-15.6% |
| Admin fee / account holder | $793 | $11,738-93.2% | $8,928-91.1% | $11,248-92.9% |