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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,143 | $152,612-56.0% | $125,192-46.4% | $152,897-56.1% |
| Participation rate | 73.3% | 83.3%-10.0pp | 79.8%-6.4pp | 82.5%-9.1pp |
| Annual return | 20.96% | 54.85%-33.9pp | 43.79%-22.8pp | 345.43%-324.5pp |
| Employer contribution / active EE | $1,441 | $4,947-70.9% | $3,866-62.7% | $4,764-69.8% |
| Participant deferral / active EE | $3,865 | $5,868-34.1% | $4,937-21.7% | $5,851-34.0% |
| Admin fee / account holder | $1,366 | $13,437-89.8% | $9,704-85.9% | $11,599-88.2% |