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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,721 | $104,694-86.9% | $85,709-84.0% | $167,536-91.8% |
| Participation rate | 44.4% | 76.4%-31.9pp | 69.9%-25.4pp | 82.1%-37.7pp |
| Annual return | 120.88% | 21.45%+99.4pp | 21.49%+99.4pp | 478.82%-357.9pp |
| Employer contribution / active EE | $667 | $3,337-80.0% | $2,619-74.5% | $4,839-86.2% |
| Participant deferral / active EE | $5,958 | $4,826+23.5% | $3,924+51.8% | $6,342-6.1% |
| Admin fee / account holder | $45 | $10,035-99.5% | $6,876-99.3% | $12,315-99.6% |