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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,899 | $90,614-68.1% | $76,089-62.0% | $145,877-80.2% |
| Participation rate | 78.6% | 74.5%+4.1pp | 69.1%+9.5pp | 80.3%-1.7pp |
| Annual return | 12.06% | 623.80%-611.7pp | 360.94%-348.9pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,332 | $3,324-29.8% | $2,690-13.3% | $4,663-50.0% |
| Participant deferral / active EE | $6,378 | $5,168+23.4% | $4,259+49.7% | $6,691-4.7% |
| Admin fee / account holder | $1,023 | $8,376-87.8% | $6,418-84.1% | $13,402-92.4% |