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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,123 | $93,617-77.4% | $135,982-84.5% | $75,177-71.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 15.42% | 30.89%-15.5pp | 68.32%-52.9pp | 160.75%-145.3pp |
| Employer contribution / active EE | $7,169 | $3,538+102.6% | $4,859+47.5% | $2,671+168.4% |
| Participant deferral / active EE | $2,956 | $6,406-53.9% | $7,760-61.9% | $4,126-28.4% |
| Admin fee / account holder | $1,632 | $6,980-76.6% | $10,767-84.8% | $5,651-71.1% |