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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,358 | $82,678-79.0% | $125,391-86.2% | $68,490-74.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -13.09% | -5.97%-7.1pp | 572.41%-585.5pp | -7.85%-5.2pp |
| Employer contribution / active EE | $4,939 | $3,382+46.0% | $4,816+2.6% | $2,597+90.2% |
| Participant deferral / active EE | $3,170 | $6,111-48.1% | $7,448-57.4% | $4,028-21.3% |
| Admin fee / account holder | $2,499 | $6,277-60.2% | $10,009-75.0% | $5,403-53.7% |