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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,923 | $98,776-80.8% | $149,745-87.4% | $79,856-76.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 26.26% | 27.38%-1.1pp | 276.72%-250.5pp | 31.71%-5.4pp |
| Employer contribution / active EE | $2,799 | $3,217-13.0% | $4,646-39.7% | $2,471+13.3% |
| Participant deferral / active EE | $3,083 | $5,681-45.7% | $6,843-54.9% | $3,741-17.6% |
| Admin fee / account holder | $391 | $6,053-93.5% | $9,312-95.8% | $5,306-92.6% |