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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,799 | $168,635-47.9% | $147,617-40.5% | $125,389-30.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.75% | 77.65%-79.4pp | 61.98%-63.7pp | 282.24%-284.0pp |
| Employer contribution / active EE | $1,166 | $6,252-81.4% | $5,564-79.0% | $4,866-76.0% |
| Participant deferral / active EE | $3,337 | $5,507-39.4% | $4,895-31.8% | $5,352-37.6% |
| Admin fee / account holder | $682 | $13,580-95.0% | $11,612-94.1% | $9,541-92.9% |