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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,327 | $209,425-36.8% | $178,499-25.9% | $158,966-16.8% |
| Participation rate | 76.9% | 86.4%-9.4pp | 81.9%-5.0pp | 82.0%-5.0pp |
| Annual return | 12.46% | 188.80%-176.3pp | 151.10%-138.6pp | 302.95%-290.5pp |
| Employer contribution / active EE | $2,840 | $5,707-50.2% | $5,011-43.3% | $4,762-40.4% |
| Participant deferral / active EE | $3,155 | $5,955-47.0% | $5,202-39.3% | $5,983-47.3% |
| Admin fee / account holder | $5,702 | $17,078-66.6% | $13,986-59.2% | $11,250-49.3% |