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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $5,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,881 | $50,812-35.3% | $155,602-78.9% | $77,692-57.7% |
| Participation rate | 63.3% | 63.1%+0.2pp | 78.2%-14.9pp | 70.6%-7.3pp |
| Annual return | 20.59% | 34.85%-14.3pp | 64.81%-44.2pp | 31.25%-10.7pp |
| Employer contribution / active EE | $2,394 | $1,989+20.4% | $4,675-48.8% | $2,726-12.2% |
| Participant deferral / active EE | $4,754 | $2,822+68.4% | $5,629-15.5% | $4,648+2.3% |
| Admin fee / account holder | $191 | $436-56.2% | $15,923-98.8% | $431-55.6% |