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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,097 | $58,888-45.5% | $178,499-82.0% | $73,493-56.3% |
| Participation rate | 80.5% | 66.2%+14.3pp | 81.9%-1.4pp | 70.7%+9.8pp |
| Annual return | 18.69% | 24.86%-6.2pp | 151.10%-132.4pp | 28.51%-9.8pp |
| Employer contribution / active EE | $1,903 | $2,236-14.9% | $5,011-62.0% | $2,270-16.2% |
| Participant deferral / active EE | $3,652 | $2,568+42.2% | $5,202-29.8% | $3,740-2.3% |
| Admin fee / account holder | $704 | $400+76.0% | $13,986-95.0% | $513+37.3% |