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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,944 | $167,353-12.2% | $143,797+2.2% | $134,545+9.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.24% | 0.48%-15.7pp | -0.04%-15.2pp | 418.37%-433.6pp |
| Employer contribution / active EE | $1,132 | $5,620-79.9% | $4,952-77.1% | $4,742-76.1% |
| Participant deferral / active EE | $4,189 | $6,447-35.0% | $5,638-25.7% | $6,401-34.6% |
| Admin fee / account holder | $1,066 | $18,096-94.1% | $14,679-92.7% | $11,431-90.7% |